Digital-ruble readiness

1. Define the perimeter

• separate consumer-facing locations and online sales from pure B2B;
• record company and individual-location revenue;
• check the servicing bank and acquiring agreement;
• consider territorial and technical exemptions.

2. Obtain the bank's position

Ask the bank for its connection timetable, digital-ruble account and universal-QR requirements, point-of-sale and online-channel integration, test environment, and incident support process.

3. Prepare operations

• update cashier and support procedures;
• define accounting reconciliation;
• test refunds, reversals, and disputed operations;
• appoint a launch owner and maintain a decision log.

4. Preserve verification evidence

Retain the current official source, verification date, thresholds and exemptions applied, bank response, test result, and accountable decision.

Limitation

This is a general checklist and does not replace review of the law, contract, and facts of a particular organisation.