01 · Status
Law or draft bill?
Follow the document from introduction through parliamentary approval, signature, publication, and entry into force.
RURChain · Regulatory intelligence
We separate laws from draft bills and publication dates from effective dates. Understand who is affected and what a business should verify.
First stage of broad introduction
1 September 2026
The conditions depend on seller category, revenue, and its agreement with a bank.
₽1 = ₽1
equal to other forms of the ruble
Voluntary
for individuals
Bank of Russia
platform operator
Verified
4 August 2026 · 18:00 MSK
Bank of Russia · State Duma · Federation Council
What matters now
We use the same standard for every update: document status, affected audience, deadline, and practical action.
01 · Status
Follow the document from introduction through parliamentary approval, signature, publication, and entry into force.
02 · Timing
Separate the event, official publication, effective date, and the end of any transition period.
03 · Action
Translate the rule into a neutral checklist and retain a link to the primary source.
Verified events
The digital ruble and cryptocurrency are not the same. RURChain covers them separately.
1 September 2026
The largest banks must offer clients access to operations. Certain large B2C sellers must enable acceptance when the statutory conditions are met.
Bank of Russia
Primary source24 July 2026
Draft bill No. 1194918-8 regulates cryptocurrency and digital rights. At the verification time, official publication as a federal law was not confirmed by a primary source.
Federation Council
Primary sourceRURChain Editorial
Every article includes the document’s legal stage, verification date, and a direct link to its primary source.
5 min
Current implementation roadmap
The first stage of broad digital-ruble introduction affects the largest banks and defined categories of large B2C sellers.
4 August 2026
Read article
6 min
Foundational explainer
The digital ruble is a form of national currency and a Bank of Russia liability. Cryptocurrency has no single sovereign issuer.
4 August 2026
Read article
7 min
Practical checklist
A short sequence for an initial applicability assessment and a productive conversation with your bank.
4 August 2026
Read article
For business
There is no single universal duty for every company. First determine whether the organisation and its outlets meet the criteria.
01
The acceptance duty concerns sellers supplying individuals for personal needs; pure B2B is treated separately.
02
Annual revenue thresholds and exemptions for individual outlets must be considered.
03
For the 2026 stage, the electronic-payment acceptance agreement at the reference date matters.
04
Discuss the digital-ruble account, POS software, online channels, and testing with a connected bank.
This checklist is informational and does not replace contract analysis or qualified legal advice.
Open Bank of Russia guidanceMethodology
We do not publish a summary without status and sources. Every material correction must remain visible.
Use official legal documents and regulator publications.
Record the legal stage and latest verification time.
Separate verified facts from editorial inference and show limitations.
Correct material errors openly without silently replacing the record.
RURChain Monitoring
Coming next: alerts for new laws, Bank of Russia documents, and effective dates.
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