1. Identify the sales model
Document whether the organisation supplies goods or services to individuals for personal needs. The acceptance duty does not automatically extend to entities serving legal persons exclusively.
2. Check financial thresholds
Compare prior-year revenue with the thresholds for the relevant implementation stage. Review individual outlets separately where statutory exemptions may apply.
3. Review banking agreements
For the 2026 stage, both current service and the electronic-payment acceptance agreement with the relevant bank at the statutory reference date matter.
4. Agree on a technical plan
Ask the bank about opening the digital-ruble account, POS and checkout software readiness, online acceptance, testing, support, and connection dates.
Correction history
No material corrections have been made.
This material is informational and analytical and does not constitute individual legal advice.